Most people haven’t had a conversation about auto insurance without someone making the complaint that their vehicle insurance is too high? While high car insurance rates are a reality for many drivers, a lot of people fail to realize that their premium rate isn’t some number their insurer pulls out of the blue. Most every insurance company uses a fairly exact calculation, which includes elements like the consumer’s lifestyle and personal attributes, to determine a consumer’s premium rate. (more…)
Archive for the ‘Uncategorized’ Category
Why Are My Car Insurance Rates So High?
Monday, March 14th, 2011Secrets the Car Insurance Industry Won’t Tell You
Thursday, March 3rd, 2011So, you’re searching for the best car insurance policy for the least amount of money. While it is true that you get what you pay for, there are still some secrets that are closely held by the auto insurance industry that can help you keep premiums low. We’re here to unlock the secrets!
Insurers check your credit. Why? The industry has conducted the research. Studies show that people with a low credit score are cheaper to insure and are a better risk. They actually have a term for it: Insurance Risk Score. So, keeping your credit in check can help you score better with your car insurance premiums. (more…)